Payday Super: What You Need to Know Before 1 July 2026

The Australian Government has officially passed new laws that will change the way employers pay superannuation — and it’s one of the biggest reforms we’ve seen in years. From 1 July 2026, all employers will be required to pay their employees’ super at the same time as their wages (or within 7 business days of each payday).

This change is known as Payday Super.

Why the change?

Right now, super only needs to be paid quarterly, which often leads to missed payments, delays, and employees losing out on potential compounding growth. Payday Super aims to fix this by ensuring super gets paid more frequently, more accurately, and more transparently.

What does this mean for employers?

• Super contributions must be paid with each pay run (weekly, fortnightly or monthly).

• Payments must reach the super fund within 7 business days of payday.

• Payroll systems, clearing houses and cashflow processes will need to be updated.

• The ATO will be monitoring compliance more closely from 2026 onwards.
  

What does this mean for employees?

• Super gets deposited faster

• Balances grow sooner with compounding

• Reduced risk of unpaid or late super
  

What employers should do now

Even though the start date is July 2026, preparing early will make the transition smoother. Employers should start reviewing:

• Payroll software settings

• Clearing house processing times

• Cashflow planning

• Onboarding processes for new employees
  

We’re here to help

At Bookkeeping N More, we’re already working behind the scences to help clients to prepare for Payday Super. Whether you’re a small business, tradie, farm operation or multi-staff employer — we can help review your payroll processes and make sure you’re ready long before the deadline.

No job is too big or too small. If you want a personalised readiness check or a simple explainer for your team, just reach out — we’re here to make Payroll + Super stress-free.